Here are some Pensions auto-enrolment Top Tips It will be an offence for employers to encourage staff to opt out or to discriminate against potential employees on the grounds that they are likely not to opt out Start to plan & budget at an early stage. Prepare for additional costs (employer contributions, additional admin costs, upgrading payroll systems, collecting and paying contributions and retaining the required records). See if your existing scheme meets government requirements. Assess the advantages and disadvantages of different schemes. Look at the impact on retaining and recruiting employees Sort out a means of communicating with employees Make sure your payroll and HR systems are able to cope with any extra administration. You must register online with the Pensions Regulator within four months of your staging date to confirm you have fulfilled their obligations.